Programs tailored to the many facets of risks that healthcare providers face.

As a healthcare provider, you face complex risk management issues. At Empire State Brokerage, we provide a diverse portfolio of innovative products, services and solutions to meet the unique needs of the healthcare industry.

Healthcare Industry:

  Healthcare Industry:

Healthcare Professional Liability Program Eligible Classes:

  • Medical Clinics
  • Public Health Clinics
  • Mental Health Clinics
  • Physicians
  • Surgeons
  • Dentists
  • Oral Surgeon
  • Blood Donation Centers
  • Medical Laboratories
  • Medical Imaging Center

Healthcare Workers’ Compensation Program Eligible Classes:

  • Skilled/Immediate Care Nursing
  • Continued Care Retirement Community
  • Surgical Out-Patient Center
  • General Hospitals
  • Specialty Hospitals
  • Surgical Centers
  • Nursing Homes
  • Assisted and Independent Living
  • Physicians Offices/Clinics

Home Healthcare Industry:

 Home Healthcare Industry:

Home Healthcare Program Eligible Classes:

  • Medicare Certified Home Healthcare Agencies
  • Non-Medicare Certified Home Healthcare Agencies
  • Home Care Agencies
  • Clinical Home Healthcare Agencies
  • Non-Clinical Home Healthcare Agencies
  • Hospice
  • Palliative Care Programs
  • Visiting Nurses Associations
  • Visiting Nurses Associations
  • RNs/LPNs
  • Physical Therapists
  • Occupational Therapists
  • Speech Therapists
  • Social Workers
  • Companion Care
  • Personal Care
  • Dieticians

Home Healthcare Program Coverage Limits:

  • Commercial General Liability ($1 million each claim)
  • Professional Liability ($3 million aggregate)
  • Employee Benefits Liability
  • Excess Liability ($5 million)
  • Property ($5 million TIV)

Home Healthcare Program Details and Highlights:

  • Includes Commercial General Liability, Professional Liability, Employee Benefits Liability, Excess Liability & Property
  • Theft of Client’s Property
  • Hired & non-Owned Auto
  • Employment Practices Liability
  • Claims Made or Occurrence
  • Disciplinary Proceeding Coverage
  • Evacuation Expense
  • Public Relations Management
  • Written on GuideOne National Insurance Company (A.M. Best A X) or United Specialty Insurance Company paper (A.M. Best A VIII), where applicable
  • $2,000 Minimum Premium
  • First Dollar Deductibles Available
  • Defense Outside the Limits Available
  • Sexual Misconduct Liability Available up to Policy Limits and Follow Form Excess
  • Available in All States, Except AR, MS and NY