Healthcare Industry:
Healthcare Industry:
Healthcare Professional Liability Program Eligible Classes:
- Medical Clinics
- Public Health Clinics
- Mental Health Clinics
- Physicians
- Surgeons
- Dentists
- Oral Surgeon
- Blood Donation Centers
- Medical Laboratories
- Medical Imaging Center
Healthcare Workers’ Compensation Program Eligible Classes:
- Skilled/Immediate Care Nursing
- Continued Care Retirement Community
- Surgical Out-Patient Center
- General Hospitals
- Specialty Hospitals
- Surgical Centers
- Nursing Homes
- Assisted and Independent Living
- Physicians Offices/Clinics
Home Healthcare Industry:
Home Healthcare Industry:
Home Healthcare Program Eligible Classes:
- Medicare Certified Home Healthcare Agencies
- Non-Medicare Certified Home Healthcare Agencies
- Home Care Agencies
- Clinical Home Healthcare Agencies
- Non-Clinical Home Healthcare Agencies
- Hospice
- Palliative Care Programs
- Visiting Nurses Associations
- Visiting Nurses Associations
- RNs/LPNs
- Physical Therapists
- Occupational Therapists
- Speech Therapists
- Social Workers
- Companion Care
- Personal Care
- Dieticians
Home Healthcare Program Coverage Limits:
- Commercial General Liability ($1 million each claim)
- Professional Liability ($3 million aggregate)
- Employee Benefits Liability
- Excess Liability ($5 million)
- Property ($5 million TIV)
Home Healthcare Program Details and Highlights:
- Includes Commercial General Liability, Professional Liability, Employee Benefits Liability, Excess Liability & Property
- Theft of Client’s Property
- Hired & non-Owned Auto
- Employment Practices Liability
- Claims Made or Occurrence
- Disciplinary Proceeding Coverage
- Evacuation Expense
- Public Relations Management
- Written on GuideOne National Insurance Company (A.M. Best A X) or United Specialty Insurance Company paper (A.M. Best A VIII), where applicable
- $2,000 Minimum Premium
- First Dollar Deductibles Available
- Defense Outside the Limits Available
- Sexual Misconduct Liability Available up to Policy Limits and Follow Form Excess
- Available in All States, Except AR, MS and NY